Making your money happy, and your life healthy
With the fingers on my two hands, I can count the number of pull-ups I’ve ever done in my whole life. The most I’ve ever done was 1 consecutive pull-up. I remember being in Boy Scouts and doing a fitness test. I was probably in middle school at the time, and I couldn’t do a …
So you’ve decided to contribute to your company 401k retirement account (great!). Your company offers both a traditional 401k and a Roth. Now you need to decide if you should contribute to Roth or traditional, or what combination of the two.I’ll be using a Roth 401k and a traditional 401k in my comparisons in this …
It was 10F in Michigan on my commute this Tuesday. I moved from California and had nothing in preparation for biking in the winter cold and snow. I will go through a few key points that I personally took to make my commute manageable! First off, I had a hybrid and a road bike from …
Continue reading “Biking in the Winter and Snow on a Budget”
The power of compound interest needs to be appreciated. “Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays it.” – Albert Einstein There are some people who love value stocks and invest for dividend growth. This is a totally sensible investing strategy. However, you …
Continue reading “Why Capital Gains is Important Even for Dividend Growth Investing!”
Another quick combo of meat and veggies. I cooked enough for dinner and also my lunch tomorrow. I made noodles for dinner as I had this pack sitting in my pantry, and I packed leftover rice with my lunch. For my veggies, I washed and cut carrot, cucumber, squash, and peeled garlic, taking about 5 …
Continue reading “Lazy Meal: Ground Beef and Veggie Noodle Soup in 15 minutes”
14% returns in a year is not easy. You need to put in effort, especially when the average US stock market goes up 10% a year with plenty of volatilty, +20% some years and -20% some other years. Why Savings Account are not optimal by themselvesThe good old savings account. If you put all $25k into a savings account, you …
Continue reading “How to invest your first $25k in 2019, by not investing”
Do you want to spend unnecessary extra money on something? Of course not! Better read this if you are going to to purchase internet service and do not have a modem or router already. Once you’ve decided what internet provider to use, you will need to buy a modem and router, a combined modem router …
My goal is to bike to work about 4 out of 5 days a week. To stave off laziness, I’ve been ‘requiring’ myself to bike a minimum of once a week. Though last week, I only biked once on Wednesday. It was around in the morning as well as at night. Even though it was …
Cooking at home can be super cheap and healthy, even if you are busy since this fresh meal can take less than 15 minutes! I did not have any rice left in the fridge, so I cooked 1 1/2 cups of white rice in a rice cooker, which took 56 minutes, so I did this …
Continue reading “Ground Beef & Veggie Stir Fry for $1.90 dinner in 15 min!”
I started this blog to share my thoughts and experiences of trying to lead a balanced life. My intention is to post at at least once a week, of topics that falls under health and happiness. I will aim to build up to posting 3 times a week, every Monday, Wednesday, and Friday. I’ve always …